For connected commerce

Keep commerce moving across channels.

Connect eligible in-person and online payment activity with the accounts, controls and reporting needed to run a modern retail operation.

An independent retailer accepting a customer payment at a Snowflow-branded terminal
In store · online · connected
01In-person acceptance02Online payment activity03Compatible EPOS04Supplier payments
Operating picture

One operating picture across the counter and the screen.

Retailers and e-commerce businesses balance customer payments, refunds, stock purchases, supplier relationships and team access across multiple channels. Snowflow can review how those flows interact and explain which eligible payment, account, card and currency capabilities may support the operation.

01

Accept payments in the right places

Discuss eligible countertop, handheld and online acceptance routes based on how customers buy and where the business operates.

02

Connect relevant payment activity

Bring supported payment information, compatible EPOS workflows and reporting into a clearer operational structure where available.

03

Manage stock and supplier spend

Use eligible account and business-card services to support authorised purchasing and supplier payments, subject to available controls.

04

Handle supported currencies

For international sales or supply chains, consider supported account currencies, cross-border payments and foreign-exchange requirements.

A connected checkout

Payment hardware that belongs in the experience.

Eligible terminal and compatible EPOS configurations may help relevant teams keep acceptance, transaction activity and reporting within one clearer setup. Formats and connectivity depend on the approved provider arrangement.

Talk through the setup →
A typical operating pattern

From customer payment to supplier settlement.

A growing retailer may take payments through more than one channel while buying stock internationally and giving selected staff controlled spending access.

01

Receive

Eligible customer payments are accepted through configured in-person or online channels.

02

Reconcile

Supported payment activity and available reporting help relevant teams review what has happened.

03

Restock

Supplier payments and authorised purchasing can be coordinated through eligible account and card services.

04

Convert

Where supported currencies are involved, applicable exchange details are reviewed before an eligible transaction.

Payment acceptance, EPOS, account, card and currency capabilities are subject to eligibility, verification, configuration, provider terms and availability. Hardware and processing arrangements vary.

Common questions

Understanding Snowflow for e-commerce & retail.

Can Snowflow support both online and in-person payments?+

Eligible online and in-person acceptance may be available. The exact channels, equipment and provider arrangement depend on the business and approved configuration.

Can a payment terminal connect with an EPOS setup?+

Compatible EPOS connectivity may be available for eligible configurations. Snowflow can review the intended workflow and explain what the relevant provider supports.

Can a retailer manage supported foreign currencies?+

Eligible businesses may be able to hold, receive, pay or convert supported currencies depending on the account, jurisdiction and relevant provider.

Are settlement times guaranteed?+

No. Processing and settlement times depend on the payment method, provider, currency, route, checks and contractual terms.

View all frequently asked questions

Discuss financial operations for e-commerce & retail.

Tell us how money moves through your organisation, which people need access and where currencies or counterparties are involved. Snowflow will explain the eligible options and onboarding information required.

Speak with our team →