Currencies and international payments

Move between currencies with greater clarity.

Hold currencies for the commitments ahead, then convert when you need to pay, transfer or rebalance. Review the quoted rate, any spread and the applicable charges before confirming.

A finance lead and operations colleague reviewing an international currency decision
Currencies · decisions · connected
Capabilities

What this service supports.

01

Connected currency balances

Work with supported currencies, including EUR, GBP, USD and AED where available, without treating conversion as a separate account task.

02

A quote before confirmation

Review the exchange rate, service charges, any spread and the amount expected in the destination currency.

03

Conversion around real payments

Convert for international suppliers, payroll, travel or personal commitments, then use the supported payment route.

04

A record of the activity

Keep conversion details visible alongside account and transfer activity for reconciliation and reporting.

Benefits in practice

Practical benefits. Connected clearly.

Treat currency conversion as part of the wider payment decision, with the applicable information presented before confirmation.

Blue and turquoise market routes connecting supported currency activity
Supported currencies · transaction information
01

Decide with more context

Review the applicable rate, charges and transaction details available at that moment before choosing whether to proceed.

02

Connect conversion and payment

Consider eligible currency conversion alongside the supported account and cross-border payment route involved.

03

Support more international relationships

Work with available major or minor currencies according to the client, account, jurisdiction and provider.

04

Maintain transaction visibility

Follow eligible foreign-exchange activity through the available service view and transaction information.

In practice

A currency decision with the payment in view.

Consider the amount needed in the destination currency, the timing of the commitment and the full cost of the route.

01

Paying an overseas supplier

If an invoice is due in euros but receipts arrive in sterling, review the quoted conversion, any spread or charges and the supported transfer route together. Confirm the expected recipient amount rather than comparing a headline rate alone.

02

Personal commitments across countries

Travel, family support or a property expense may create a recurring currency need. Supported balances can help organise those commitments, while each conversion remains a separate decision with its own quote and terms.

How it works

From enquiry to eligible setup.

01

Select supported currencies

Choose the available currency and transaction amount.

02

Review the details

See the applicable rate, charges and transaction information presented at that time.

03

Confirm the transaction

Proceed only when the displayed details meet your requirements.

04

Monitor progress

Follow the transaction through the available account view.

Foreign-exchange rates fluctuate. Available currencies, rates, charges, limits and processing times vary and are subject to eligibility, terms and availability.

Common questions

Understanding foreign exchange.

Which currencies are available?+

Supported currencies vary by account, jurisdiction and provider. Snowflow can confirm current availability for a specific requirement.

Will I see the rate before I transact?+

The applicable rate and charges are presented before confirmation. Rates may change until the transaction is confirmed.

How long do currency transfers take?+

Processing times depend on the currencies, payment route, destination and any required checks.

Is foreign exchange available to business and private clients?+

Eligible established businesses and internationally active private clients may access supported foreign-exchange services.

Do minimum or maximum transaction amounts apply?+

Transaction limits may vary by account, currency, jurisdiction and service provider. Snowflow can confirm the applicable limits before a transaction is initiated.

Will additional charges apply?+

Any applicable exchange, service or transfer charges should be reviewed with the transaction details and relevant terms before confirmation.

View all frequently asked questions

Discuss foreign exchange with Snowflow.

Tell us how you operate and what you need from your accounts, payments or international financial activity.

Speak with our team →