Invoice generation
Create professional invoices and payment requests with the customer, amount, currency and reference details needed.
Receivables and working capital
From an invoice to a clearer cash-flow decision.
Keep billing and collections organised with invoice generation, payment tracking and reminders. Where an approved funding arrangement is available, discuss factoring against eligible receivables.
Capabilities
What this service supports.
Collections visibility
Review paid, pending and overdue invoice records and the available payment updates.
Reminders & exports
Use supported reminders and export billing history for accounting and reconciliation.
Invoice factoring
Explore a separately approved receivables-funding arrangement, with advance, fee, recourse and collection terms reviewed before agreement.
Benefits in practice
Practical benefits. Connected clearly.
Connect the record of what a customer owes with the information needed to collect or finance it.
Less fragmented billing
Keep invoice records and payment references in a repeatable workflow.
A clearer collection priority
See which supported records need follow-up and which have been paid.
Better handover to accounting
Export available invoice and transaction information rather than rebuilding the billing history.
Working-capital options in context
Assess the cost and responsibilities of an eligible factoring arrangement against the specific receivable.
In practice
Keep billing and funding decisions distinct.
Invoice tools organise what a customer owes. Factoring is a separate agreement about financing and collecting an eligible receivable.
A repeatable billing cycle
Create an invoice with the agreed customer, currency, payment details and due date. Follow the available paid, pending or overdue records, then export the information needed for accounting and reconciliation.
Reviewing an eligible receivable for finance
If a payment delay affects working capital, discuss the invoice and debtor with the funding provider. Compare the advance, total fees, collection responsibilities and recourse terms before agreeing to a facility.
How it works
From enquiry to eligible setup.
Create the invoice
Record the customer, payment details, amount and due date.
Send & follow up
Use the available delivery, reminder and tracking tools.
Review any funding need
If factoring is required, provide the invoices and customer information for separate assessment.
Collect & reconcile
Match payments and review any approved funding and collection obligations.
Factoring is subject to a separate funding provider, assessment and contract. Costs, advance levels, recourse, collections and jurisdiction must be confirmed before use.
Common questions
Understanding invoicing & factoring.
Are invoicing and factoring the same service?+
No. Invoicing records a payment request. Factoring is a separate financing arrangement involving eligible receivables, its own assessment, fees and terms.
Is every invoice eligible for finance?+
No. Eligibility may depend on the debtor, invoice validity, disputes, credit assessment, location and the funding provider's criteria.
What does recourse mean?+
A recourse arrangement can leave your business responsible if the customer does not pay. The precise allocation of risk must be reviewed in the funding agreement.
Does generating an invoice guarantee payment?+
No. Invoice and reminder tools support administration; they do not guarantee collection or funding approval.
Discuss invoicing & factoring with Snowflow.
Tell us how you operate and what you need from your accounts, payments or international financial activity.