EUR, GBP, USD & AED
Keep euro, sterling, US dollar and UAE dirham balances together, with currency availability confirmed for your account.
Accounts for private clients
Everyday money across borders, made clearer.
Bring supported currency balances, dedicated IBAN details, transfers and everyday spending into a connected account experience for life across countries.
Capabilities
What this service supports.
Dedicated IBAN details
Receive funds using account details assigned to you or your business, where the provider supports that currency and structure.
Local and international transfers
Use supported SEPA, SWIFT and local payment routes to pay and receive across borders.
One connected account view
Review balances, incoming payments, outgoing transfers and currency activity through the available platform.
Benefits in practice
Built around how you live and spend.
Bring supported currencies, transfers and everyday account activity into one clearer view for an internationally active financial life.
A clearer international view
Review eligible balances, supported currencies and relevant activity through the available account experience.
Transfers aligned with real commitments
Discuss supported routes for personal and family requirements across countries, subject to provider terms.
Currency activity in context
Consider eligible currency conversion alongside the transfer or account activity it supports.
A human point of contact
Ask the team to explain the applicable service structure, information requirements and next step.
In practice
Keep the parts of an international life connected.
An account conversation should reflect your home, travel and family commitments, as well as the countries in which you receive or spend money.
Income and spending in different currencies
An internationally active individual may receive one currency and spend another. Review supported balances, account details, personal cards and conversion together, with eligibility and country restrictions confirmed at onboarding.
Regular family or household payments
Saved beneficiaries and supported recurring transfers can make repeat commitments more organised. Check beneficiary details, funding requirements and payment timing before setting up a schedule.
How it works
From enquiry to eligible setup.
Discuss your requirements
Explain the currencies, transfers and account capabilities relevant to your financial life.
Complete onboarding
Provide the identity and related information needed for eligibility and verification review.
Configure available services
Following approval, set up the eligible account and currency capabilities available to you.
Manage and monitor
View supported balances and transaction activity, with assistance available when needed.
Personal account services are subject to eligibility, verification, contractual terms and availability. Currencies, limits, fees and processing times may vary.
Common questions
Understanding personal accounts.
Who is the personal account for?+
Internationally active individuals with personal, travel, work or family commitments across countries. Eligibility, identity checks, address and tax-residency information are reviewed before account activation.
Can I hold EUR, GBP, USD and AED?+
These are the core currencies in the product range. The provider confirms which balances, account details and routes are available for your country and account.
Are personal cards part of the range?+
Yes. Snowflow-branded personal physical and virtual cards are available to eligible clients, subject to account approval, issuer terms and card programme availability.
How do I access my account?+
Secure Snowflow-branded portal access and any supported mobile channels are provided through onboarding. The available platforms and features depend on your account arrangement; this public website is for product information and enquiries.
Discuss personal accounts with Snowflow.
Tell us how you operate and what you need from your accounts, payments or international financial activity.